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People that live in the city have much more opportunities for fender benders than those that live in tiny towns with few cars on the road. But aside from trading in your luxury car for a beater, there are some things you can do to save money on your insurance. First thing first, you need to look at your current policy and see if you have what you really need while looking for opportunities to scale back. Many of us set up our insurance policies when we first purchase our car and never give it a second thought. What you need to pay as you drive your car off the lot and what you need to pay when your car is ten years old are very different amounts. If your car loan is paid off, do a quick internet search to see what the blue book value is on your car. When you do so, appraise it honestly. Do not claim that your car is in "excellent" condition if it has rust spots or dings. The amount your car is worth at book value, not in what you paid for it, is an important number. In the event that you are in an accident that is your fault, your insurance will only cover up to the dollar value of the car. With this in mind, it makes perfect sense to insure a new car that is worth $20,000, but little sense to cover that same car when its ten or fifteen years old and the book value is only $2,000.
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Care for their education, labor, productive, cultural, food and recreational needs. 6. Receiving preferential and specialized treatment in the case of pregnant women and feeding women, adolescents, elderly persons, the sick or persons with disabilities. 7. Benefiting from measures of protection for children, adolescents, persons with disabilities and elderly persons who are under their care and who depend on them. Article 52.
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Its advisory board includes acclaimed director Shyam Benegal and superstar Shah Rukh Khan, DreamWorks Animation's Shelley Page, "Elizabeth" director Shekhar Kapur and producer David Puttnam. "Almost 80% of people working in the industry don't have professional training and hence end up learning on the job, which was the impetus for us to launch WWI," says Ghai's daughter, Meghna Ghai Puri, who is also WWI's president. "It offers a unique, two year MBA in media and entertainment for people who want to be executives in areas such as marketing and finance. " Specializations include directing, cinematography and editing, along with animation and acting. Tuition is about $28,900 for the two year program. Nyay BhushanThe Australian Film, Television and Radio School has undergone some significant changes in the past two years, including the move to a new state of the art campus in Sydney's film hub and an overhaul of the courses it offers to students and established industry practitioners. The 37 year old national film school, funded annually by the Australian government with $22 million last year, holds a key position in the Australian film community with more than 2,000 graduates passing though its doors in that time. AFTRS alumni include Oscar winning cinematographers like Dion Beebe "Nine" and Andrew Lesnie "The Lovely Bones" and director Jane Campion "Bright Star". An array of courses covering producing, digital media and visual effects, art direction, documentary, screenwriting, screen music, production design and editing are offered, but at the heart of the school are its award courses for new and emerging filmmakers. They include a foundation diploma, a graduate certificate and graduate diploma. Positions in those highly competitive courses are given each year on a merit system based on students' creative portfolios.
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